Karya Ilmiah
TESIS (2154) - Pengawasan Otoritas Jasa Keuangan Atas Pembiayaan Yang Disalurkan Oleh Bank Syariah
Every grant of financing need prudence consideration in order to manifest trust-
which is the key element of financing, so that the financing is targeted correctly and the in
time return of financing could be guaranteed based on financing akad. In order to prevent
financing failure, sharia bank need to guide and supervise actively and continuously until
the time limit of financing return or the financing is paid back. The distribution of sharia
financing is supervised by Otoritas Jasa Keuangan since 2014.
Based on 30th article juncto 31st acticle on banking regulation, bank supervises
actively or each time needed. Annual supervision based on 35th article on sharia bank
regulation as the duty of sharia bank to report annual banking financing. This article also
mentioned that sharia bank need to intern supervise in their work, including the fund
distribution in financing. Based on 30th artilce on Bank of Indonesia Regulation and 55th
article juncto 64th Otoritas Jasa Keuangan regulation, bank control and supervision will
shifted from Bank Indonesia to Otoritas Jasa Keuangan to integrate the supervision in
financial sector.
Therefore, financing distribution by sharia bank is supervised by Otoritas Jasa
Keuangan as national bank supervisor institution.
Keywords: Sharia Bank Supervision, Financing, Otoritas Jasa Keuangan
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